Insurance companies will offer their programs:
There are two Health Benefit Exchanges:
Level of Plans on the Exchange (the Metallic Plans)
Many insurance companies although not advertised and disclosed openly, to hold down costs have created smaller networks of doctors and hospitals. Those providers will be paid less. It is easy to see why the networks are smaller. Participants in the exchanges should be prepared for the much tighter narrower networks. The insurers say that with a smaller number of doctors and hospitals they can offer lower cost policies and have more control over the quality of the health care providers. They also say that this is better than no coverage.at all. Health plans having narrow networks that exclude many doctors, may discourage patients with expensive pre-existing conditions who have established relationships with doctors. Basically saying they do not want patients who for medical reasons require a broad network of providers
We will be ble to help you navigate to see which insurance company’s networks and plan design best works for you.
We expect there to be a combination of large legacy insurance companies, new insurance companies and existing insurance companies looking to expand their geographical footprint all offering market rate plans. This comes about since everyone has to have health insurance or be fined.This should provide ample competition thus keeping rates stable.
Mainline President Vincent Reda is a Healthcare specialist with 40 years of experience in providing healthcare coverage to individuals and organizations.