Contact us today!(631) 543-5242Because we are local you can meet face-to-face with your agent to review your plan. If its more convenient, a Mainline broker is just a phone call away. Either way, you'll have someone right here in your community who can help you with your plan choice from start-to-finish.
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Pick a plan that is right for you.
For each plan, an insurance company provides the rates they will charge. Insurance companies offer four metallic plan levels. Choosing the right plan depends on how you use the healthcare system, your overall health and your tolerance to risk.
For each plan, an insurance company provides the rates they will charge. Insurance companies offer four metallic plan levels. Choosing the right plan depends on how you use the healthcare system, your overall health and your tolerance to risk.
Platinum
high utilizer, takes medications, chronic condition, highest monthly premium, low deductible |
Gold
medium utilizer, in okay health, takes some medication |
Silver
medium utilizer, in good health, advancing in age |
Bronze
low utilizer, in good health, under 40, lowest monthly premium, high deductible |
Obtain the coverage you deserve.
Mainline Insurance is certified and authorized to assist with plan selection from the New York State Health Benefit Exchange. The Health Benefit Exchange is an opportunity to select amongst different insurance companies and different plan designs,
Mainline Insurance is certified and authorized to assist with plan selection from the New York State Health Benefit Exchange. The Health Benefit Exchange is an opportunity to select amongst different insurance companies and different plan designs,
Avoid the "Tax" Penalty.
If a individual is unable to obtain health insurance through their employer, they will be eligible to obtain coverage through the New York State Health Benefit Exchange. An individual without health insurance coverage will be required to pay an individual "tax" or penalty as stated by the individual mandate under the Affordable Care Act.
If a individual is unable to obtain health insurance through their employer, they will be eligible to obtain coverage through the New York State Health Benefit Exchange. An individual without health insurance coverage will be required to pay an individual "tax" or penalty as stated by the individual mandate under the Affordable Care Act.
How does it really become more affordable?
If household income is between 133%-400% of the Federal Poverty Level(FPL) financial assistance may be available. This assistance may consist of the Advance Premium Tax Credits (APTCs). Mainline Insurance can help you fully understand the assistance that is available to you and your family and the financial impact.
If household income is between 133%-400% of the Federal Poverty Level(FPL) financial assistance may be available. This assistance may consist of the Advance Premium Tax Credits (APTCs). Mainline Insurance can help you fully understand the assistance that is available to you and your family and the financial impact.